Teachers' Retirement Systems of Alabama

877.517.0020 | rsa-al.gov

    Nearly all UAH employees are required to participate in Teachers' Retirement Systems of Alabama (TRS) defined-benefit retirement plan. The amount of retirement income for eligible employees is determined by the number of years of participation, the average final salary (using the best three out of the last ten years) and the option chosen by the individual at the time of retirement.

    Required contributions are made up to the $345,000 annual earnable compensation limit.  The limitation only applies to employees hired on or after July 1, 1996.

     Tier 1 Member
    Employed prior Jan 1, 2013    		Tier 2 Member
    Employed after Jan 1, 2013
    Contribution Rates Regular Employees - 7.5% Regular Employees - 6.2%
    Law Enforcement Officers - 8.5% Law Enforcement Officers - 7.2%
    Retirement Eligibility 25 years at any age
    10 years of service at age 60

    10 years of service at age 62 (56 for law enforcement officers)

    30 years at any age (with a 2% reduction for each year from retirement eligibility age)
    Retirement Factor 2.0125% 1.6500%
    Average Final Salary Average of the highest three years out of the last ten years Average of the highest five years out of the last ten years
    Benefit Cap None 80% of Average Final Salary
    Retirement Contributions on Overtime Pay Earnable Compensation cannot exceed 120% of base pay Earnable Compensation cannot exceed 125% of base pay
    Sick Leave Conversion Yes Yes
    Member Handbook Tier 1 and Tier 2 Members

    Retirement Counseling

    RSA counselors are available Monday through Friday from 8:00 a.m. – 5:00 p.m. to counsel you by phone and answer questions concerning your account. To schedule an appointment with an individual counselor in Montgomery, please call TRSA or visit rsa-al.gov for more information.

    Select this link for instructions on how to enroll and access your Member Online Services (MOS) Account through RSA. 

    TRS Retirement Webinar

    Representatives with the Retirement Systems of Alabama (RSA) Field Services Division recorded a tailored webinar for UAH faculty & staff offering insight into the Teachers’ Retirement System (TRS) Defined Benefit Plan design and the Public Education Employees’ Health Insurance Plan (PEEHIP) retiree health plans. This webinar recording is available for a limited time to stream or download. 

    Password: dXrnYrC6

    Streaming recording link: https://retirementsystemsofalabama.webex.com/retirementsystemsofalabama/ldr.php?RCID=e1454b1e404659028d94d67b0090ae71

    Download recording link: https://retirementsystemsofalabama.webex.com/retirementsystemsofalabama/lsr.php?RCID=810ae93fc2b3a4337ff27f565274d535