2025 Open Enrollment- We've Got You Covered! Annual Open Enrollment for medical, dental, and vision insurance, as well as Flexible Spending and Health Savings Accounts, begins on Monday, October 14 and ends on November 4, 2024, for all benefit-eligible employees of UAH. ACTION IS REQUIREDif you want to: Participate in a Health Care Flexible Spending Account (HCFSA) Participate in a Dependent Care Flexible Spending Account (for childcare expenses- DCFSA) Make your own contributions in your Health Savings Account (HSA) Make changes to your existing insurance elections for medical, dental, or vision insurance NO ACTION IS REQUIRED if you do not want to make changes to health, dental, vision, life, or disability coverage. You will keep your current benefits and these coverage(s) will rollover as-is effective January 1, 2025. Changes outside of Open Enrollment can only be made if there is a qualifying life event. Open Enrollment Overview 2025 Enrollment Presentation2025 Benefits GuideDocument Library2025 Open Enrollment Newsletter HDHP & HSA Informational Resources The HDHP with HSA Overview as well as other considerations outlined on the FAQs can to help you determine which health plan would be the best for you and your family. HDHP with HSA Overview HDHP with HSA FAQs HSA Consideration for Medicare Employee Employees What's Ahead in 2025 We have some exciting new changes and enhancements for employee benefits for the 2025 plan year. We are pleased to announce there will be NO RATE INCREASES for the PPO or HDHP Health, Dental, Vision, Life, or Disability Insurance Plans! Please review the information below for a brief highlight of some of our plan changes. More detailed information is available within the Open Enrollment newsletter and Document Library above. Plan Changes and Enhancements Open Window for Voluntary Short-term Disability (STD) and Voluntary Life STD: extended waiting period is waived Voluntary Life: Enroll up to the Guaranteed Issue Amount- no insurability requirements HDHP Deductible Increase (IRS mandated) HDHP Plan Cost-share Increase Tax Savings Account (FSA & HSA) Limit Increase New Hinge Health Musculoskeletal Program New Pivot Breathe Smoking Cessation Program New FMLASource Medical Leave Administrator New Personify Wellness Program Opportunity for Increased Wellness Incentives Premium Break on your first check in December! Informational Sessions DateTimeLocationDescription Friday, October 11th 11:00-2:00 CCT Exhibit Hall Health and Wellness Fair Tuesday, October 15th 12:00-1:00 SSB 201 Benefits and Open Enrollment Educational Session Thursday, October 17th 11:00-12:00 Zoom Virtual Benefits and Open Enrollment Educational Session Monday, October 21st 11:00-12:00 Zoom Virtual HDHP & HSA Educational Session Thursday, October 24th 1:00-4:00 SKH Training Room 127 Enrollment Assistance Benefits Q&A Thursday, October 31st 11:00-12:00 Zoom Virtual Benefits and Open Enrollment Educational Session Friday, November 1 10:00-1:00 SKH Training Room 127 Enrollment Assistance Benefits Q&A HOW TO ENROLL Benefits Eligibility Required Health Notices Remember Action is required to enroll or continue contributions to a tax-favored account. Open Enrollment ends November 4th